Attention short-term brokers!

Discover how to regain your market share as a short-term broker in the highly competitive South African insurance industry.

Attention

short-term brokers!

Discover how to regain your market share as a short-term broker in the highly competitive South African insurance industry.

ABOUT 40FOUR!

Welcome to 40four, your partner in growth for your short-term brokerage. Are you exhausted by the high costs, mediocre service levels, and daily challenges of the insurance industry? You don't have to look any further. Our team of experts is committed to simplifying your operations, reducing costs, and enhancing your client service, so you can focus on what you do best.

With our dynamic insurance platform, exceptional support, strategic partnerships, and complete control, you'll have everything you need to take your brokerage to the next level. We understand the unique challenges you face, and we're here to help. Join the 40four community and experience peace of mind by knowing your clients are in good hands. We want to help you grow your business, so you can focus on what matters most. Say yes to 40four today.

"OUR CORE PURPOSE IS TO ENABLE BROKERS TO ACCELERATE THEIR PRACTICE EFFICIENCY BY REDUCING EXPENSES, IMPROVING CLIENT SERVICES, AND BOOSTING REVENUE."

Join the 40four community and experience the power of our efficient and effective administration services. Say goodbye to the challenges of the insurance industry and hello to success.

ABOUT 40FOUR!

With our dynamic insurance platforms, exceptional support, strategic partnerships, and complete control, you'll have everything you need to take your brokerage to the next level. We understand the unique challenges you face, and we're here to help. Join the 40four community and experience peace of mind by knowing your clients are in good hands. We want to help you grow your business, so you can focus on what matters most. Say yes to 40four today. Join the 40four community and experience the power of our efficient and effective administration services. Say goodbye to the challenges of the insurance industry and hello to success.

OUR CORE PURPOSE

“To enable brokers to accelerate their practice efficiency by reducing expenses, improving client service and boosting revenue”

40FOUR CORE VALUES

WHAT MAKES US DIFFERENT

WHAT MAKES US DIFFERENT?

Dynamic Platforms

Our cutting-edge insurance platforms, systems, and procedures provide the tools to optimise your business.

Strategic Partnerships

We have meaningful and selective partnerships with brokers and insurers, allowing you to strategically place existing and new businesses and increase your revenue.

Complete Control

With our binder agreements, you have total control over the entire insurance cycle, allowing you to focus on what matters most - your clients.

Dynamic Platforms

Our cutting-edge insurance platforms, systems, and procedures provide the tools to optimise your business.

Dynamic Platforms

Our cutting-edge insurance platforms, systems, and procedures provide the tools to optimise your business.

Strategic Partnerships

We have meaningful and selective partnerships with brokers and insurers, allowing you to strategically place existing and new businesses and increase your revenue.

Complete Control

With our binder agreements, you have total control over the entire insurance cycle, allowing you to focus on what matters most - your clients.

Exceptional Support

Our team of experts is dedicated to providing the support you need to succeed, including compliance solutions and personal attention to your clients.

Our unique selling point

Lies in our singular platform, which offers multi-channel user capabilities and streamlined workflows, allowing us to operate more efficiently while minimising potential risks.

Succession Planning

We assist Advisors
with succession planning support, ensuring their business's continuity and long-term success.

Exceptional Support

Our team of experts is dedicated to providing the support you need to succeed, including compliance solutions and personal attention to your clients.

Our unique selling point

Lies in our singular platform, which offers multi-channel user capabilities and streamlined workflows, allowing us to operate more efficiently while minimising potential risks.

Succession Planning

We assist brokers with succession planning support, ensuring their business's continuity and long-term success.

DID YOU KNOW?

The average broker spends less than 25% of their time acquiring new business. This leaves the majority of their efforts focused on administration and compliance, leaving little room for growth.

Meanwhile, direct insurers are rapidly gaining market share, with massive marketing budgets of up to R 750 million per annum per insurer. Clients are also demanding more prudent and immediate responses and are less loyal to specific insurer brands, preferring to do their business insurance online.

By partnering with us, brokers can improve the efficiency and productivity of their businesses while maintaining high levels of personal service to their clients. Our dynamic insurance platforms, systems, procedures, and meaningful and selective partnerships with brokers and insurers position us as the ultimate solution for growth and success in the short-term broker industry.

Let us help you take your brokerage to the next level and stay ahead of the competition.

DID YOU KNOW?

The average broker spends less than 25% of their time acquiring new business. This leaves the majority of their efforts focused on administration and compliance, leaving little room for growth.

Meanwhile, direct insurers are rapidly gaining market share, with massive marketing budgets of up to R 750 million per annum per insurer. Clients are also demanding more prudent and immediate responses, and are less loyal to specific insurer brands, preferring to do their business insurance online.

By partnering with us, brokers can improve the efficiency and productivity of their business while maintaining high levels of personal service to their clients. Our dynamic insurance platforms, systems, procedures, and meaningful and selective partnerships with brokers and insurers position us as the ultimate solution for growth and success in the short-term broker industry.

Let us help you take your brokerage to the next level and stay ahead of the competition.

BENEFITS OF PARTNERING WITH US

BENEFITS OF

PARTNERING WITH US

Our SERVICE OFFERING

Commercial

We offer focussed products to various industries to ensure the most comprehensive cover.

SME’s
Fuel stations
Hospitality
Accountants and lawyers
Restaurants

Personal

40four makes provision for all different needs, from basic essential cover to the most comprehensive products with added benefits.

Budget products
Tailored products
High-net-worth products

Engineering

We have various ways to mitigate risk associated with Engineering.

Plant all risk
Contractors all risk
Electronic Equipment
Machinery Breakdown

HCV

The HCV (heavy commercial vehicle) policy is designed to provide cover to participants within the transport industry.

Long and short-haul operators
Goods in transit
Fleet

Long and short-haul operators
Goods in transit
Fleet

Agri

We have various ways to mitigate risk associated with agri business to accommodate any size agri client.

Conventional
Self-Insurance cell captive

Niche

We are proud to have secured a full binder on niche business, making 40four a “one-entry” option for our brokers.

Specialised liability
Medical malpractice & healthcare professionals
Body Corporate

MEET THE EXECUTIVE TEAM

Armand Joubert

Director

Armand Joubert is the Director at 40four Financial Wellness, and he has over 14 years of experience in the short-term insurance industry. He has worked in both sales and servicing environments, gaining experience in underwriting, claims, and sales. Armand began his career at Old Mutual Insure, gaining valuable knowledge and skills to serve him well later. He then moved to Santam in 2018, where he excelled in the sales department and gained management expertise in personal and commercial broker spaces. While at Santam, Armand also joined the specialised segment group, focusing on high-net-worth personal lines, body corporate, commercial, and agri-business. Now, as an executive team member at 40four Financial Wellness, Armand brings his wealth of experience and expertise in product, sales, and business skills. He is committed to providing our brokers with exceptional service and expert advice.